One of the first and foremost pieces of advice I get from others on approving anatomy is to draw from real life. However I can't afford to attend a figure drawing class at this time to do it from real life. I already know about sites like line-of-action.com but I feel like I'm missing something by not doing it in person. Where can I go? Especially in winter time when everyone is in doors?
Coffee shops or in front of a mirror. That's my go to.
If you have any friends or family who'd be willing to model for you, that works as well. I don't ask them to do it nude, but I do a lot of studies of the people I know when I hang out with them usually. And some places do free drink and draws with live models, so you could see if there are any in your area. I go to the Conservatory in Seattle, and once a month they have a costumed model for short poses.